To open an account, please call 1-916-941-1535 or send an email to rick@fergersonfinancial.com. I will return your call or email promptly.

Fergerson Financial LLC does not have a minimum account size. However, there is a minimum fee for brokerage and retirement plan accounts. Schwab Institutional would be the primary custodian.

Before opening your brokerage or retirement plan account, we will provide you an investment advisory agreement and a copy of our ADV Part II, which will detail all revelant aspects of our business, including our asset based "fee-only" pricing schedule. In addition, we will have you complete a risk questionnaire to understand your risk tolerance and also your time horizon and goals and objectives before we start managing your portfolio. Also, please see our privacy policy at the bottom of our home page regarding your confidential information.

A couple of additional points. If you already have a Schwab Institutional brokerage or retirement plan account, it is a simple process for us to become your investment manager by signing a limited power of attorney. We also have forms to transfer your account from your current broker to Schwab Institutional. Your custodian account will be included in our Master account so that we can make transactions on either a discretionary or non discretionary basis for you. Statements and confirmations will come to you monthly from the custodian and Fergerson Financial will provide you with a detailed analysis of your portfolio on a quarterly basis and answer any questions.