Rick Fergerson, CPA, PFS, AIF is the Founder and CEO of Fergerson Financial, a Registered Investment Advisor firm.
Prior to owning Fergerson Financial, Rick was Senior Vice President of Franklin Templeton Investor Services LLC and Franklin Distributors, Inc. focusing on all retirement related services. He was also a Director/Vice President in Franklin Templeton Companies, LLC focusing on financial operations.
Rick has been a Certified Public Accountant (CPA) since 1988 and has ten years of public accounting experience, primarily with Price Waterhouse and Deloitte Touche. He graduated from UC Santa Barbara in 1983 with a Bachelor of Arts degree in Economics, emphasis in accounting.
Rick is married to Laura (also a CPA) and has two daughters, Marissa and Kathryn, and a son Matt. Rick is an avid golfer (still honing his skills) and enjoys tasting fine wines. When not in the office, you can often find him at the Yoga studio or in Pacific Grove, enjoying the beach.
Accreditations & Affiliations
Certified Public Accountant
A CPA must have several of years of public accounting experience as well as pass a rigorous test to confirm their understanding of accounting rules and regulations. CPA’s are licensed & regulated by their state boards of accountancy.
Personal Financial Specialist
A CPA is granted PFS designation only after demonstrating experience in personal financial planning services and meeting accreditation requirements established by the AICPA.
Accredited Investment Fiduciary
The AIF is issued by the Center for Fiduciary Studies and indicates the holder completed the required fiduciary principles curriculum and executed a commitment to abide by a strict code of ethics.
Registered Investment Advisor
A Registered Investment Advisor (RIA) is a professional advisory firm that offers personalized financial advice to clients, many of whom are affluent. RIA firms have a fiduciary duty to act in the best interest of their clients.